Paycheck Budget Planner
Plan each paycheck in Excel or Google Sheets. Bills, savings, and spending in one sheet.
$7 on Gumroad
Debt Snowball & Avalanche Planner
Enter your debts and see a month-by-month payoff schedule under both methods.
$5 on Gumroad
Small Business Bookkeeping Tracker
Log income and expenses, track deductions, and see monthly totals.
$12 on Gumroad
Local Business Website Template
A one-page HTML/CSS site with 3 color themes. Host it free on GitHub Pages or Cloudflare Pages.
$12 on Gumroad
Sinking Funds & Savings Goals Tracker
Set targets and dates for each fund. See how much to save per month and per paycheck.
$5 on Gumroad
Monthly Bill Tracker
List every bill once, check them off as paid each month, and see what is due next.
$5 on Gumroad
Freelancer Invoice + Client Tracker
A printable invoice plus a client and payment tracker. Due dates and paid/overdue status update on their own.
$9 on Gumroad
Free Starter Budget Sheet
A free, simple monthly budget: planned vs. actual income and spending, what's left, and a chart by category. No apps or sign-ups.
Free (pay what you want) on Gumroad
Meal Plan + Grocery Budget
Plan four weeks of meals, build a grocery list by store section, and compare spending to your grocery budget.
$5 on Gumroad
Side Hustle Income & Expense Tracker
Log income, fees, expenses and business miles for up to 8 side hustles. See profit by month and stream, plus a tax set-aside estimate at a % you choose. Record-keeping, not tax advice.
$7 on Gumroad
Wedding & Event Budget Planner
Plan the budget, track vendor deposits and due dates, and keep the guest list and RSVPs in one sheet.
$7 on Gumroad
Money Starter Bundle
Paycheck budget, debt payoff, savings goals and bill tracker spreadsheets together, $15 instead of $22.
$15 on Gumroad
Rental Property Income & Expense Tracker
Log rent and expenses per property, see monthly cash flow, and keep lease dates in view.
$12 on Gumroad
Complete Household Money Bundle
All 13 home money spreadsheets (budget, debt, savings, bills, groceries, net worth and more) in one download, $29 instead of about $69.
$29 on Payhip
Self-Employed & Small Business Bundle
8 business spreadsheets (bookkeeping, invoices, pricing, mileage, reseller, Etsy fees, rental) plus a website template, $29 instead of about $80.
$29 on Payhip
Reseller Inventory & Profit Tracker
Log what you buy and sell, include fees and shipping, and see real profit per item and per month.
$9 on Gumroad
Net Worth Tracker
List what you own and owe, update monthly, and watch the trend on a simple dashboard.
$5 on Gumroad
Product Pricing Calculator
Add materials, time and fees, set your margin, and get a price that actually pays you.
$7 on Gumroad
Car Expense & Mileage Log
Log business trips and car costs, with monthly and yearly totals for gig and freelance work.
$5 on Gumroad
Free One-Page Business Website (Lite)
A free one-page HTML/CSS site for a local business, with 3 color themes. Upgrade to the full template for About, Reviews and Hours sections.
Free on Gumroad
Holiday Gift List & Budget Planner
Set one holiday budget, give each person a gift cap, and track every gift from bought to given, plus travel and hosting extras.
$5 on Gumroad
Holiday & Year-End Bundle
The Holiday Gift planner, Sinking Funds Tracker and Paycheck Budget in one download: plan this season, fit it into each paycheck, and save ahead for next year. $17 if bought separately.
$12 on Payhip
Year-End Review & New Year Budget Planner
Look back at this year's planned vs actual, turn surprise costs into sinking funds, and set up next year's 12-month budget.
$5 on Payhip
Etsy & Handmade Seller Fee + Profit Calculator
Enter your price, costs and current fee rates to see real profit and margin per item, and a suggested price for your target margin.
$7 on Payhip
Medical & Dental Expense Tracker
Plan a monthly set-aside, log bills and claims, and track what insurance paid, what you still owe and HSA/FSA reimbursements.
$5 on Payhip
Pet Expense & Care Tracker
Plan a monthly set-aside for up to 4 pets, log vet bills and purchases with insurance reimbursements, and see next-due dates for vaccines and meds.
$5 on Payhip
Baby First-Year Budget & Expense Tracker
Turn first-year baby costs into a monthly set-aside, log purchases by who paid (with gift card and return credits), and see next restock and checkup dates.
$5 on Payhip
Moving & New Apartment Budget Tracker
Plan move-in costs as a per-paycheck set-aside, log every moving expense and deposit refund, and check off utilities to start and cancel.
$5 on Payhip
Everything Bundle
All 21 Cedar & Ledger spreadsheets (13 home money + 8 business) plus the website template in one download, $39 instead of about $149.
$39 on Payhip
Holiday & New Year Money Kit
The Holiday Gift planner, Paycheck Budget, Sinking Funds Tracker and Year-End Review & New Year Budget Planner in one download: plan this season and start January with a budget. $22 if bought separately.
$15 on Gumroad
2027 Paycheck Calendar & Bill Planner
Every 2027 payday from one start date, the bills each paycheck has to cover, and the months with an extra paycheck flagged. Weekly, biweekly, semi-monthly or monthly pay.
$7 on Payhip
2027 Budget Planner
Your whole 2027 budget in one spreadsheet: set the plan once, then 12 month tabs track planned vs actual, bills on their real 2027 due dates, and a year summary with your savings rate.
$9 on Gumroad
2027 Savings Challenge Printable Set
Six dated 2027 savings challenges to print: classic and reverse 52-week charts, a 26-paycheck ladder, $1,000 and $5,000 color-in grids and a savings log. The classic chart alone is free.
$5 on Payhip
2027 New Year Money Kit
The 2027 Budget Planner, 2027 Paycheck Calendar and Year-End Review & New Year Budget Planner in one download: look back at this year, then plan every 2027 payday and month. $21 if bought separately.
$15 on Payhip
2027 Bill Calendar Printable
Every 2027 bill on its due day: a printable bill list, year-at-a-glance paid tracker and 12 monthly calendars with federal holidays marked.
$5 on Payhip
2027 Sinking Funds Planner Printable
Save a little each paycheck for 2027's yearly costs: a printable fund list, per-paycheck worksheet, year overview and 12 monthly trackers.
$5 on Payhip
2027 Printable Money Pack
The 2027 Bill Calendar and 2027 Sinking Funds Planner printables together: every bill on its due day, plus per-paycheck saving for yearly costs. $10 separately.
$9 on Payhip
2027 Weekly Budget Printable
A paper budget for every week of 2027: 53 dated weeks with income, bills due, a daily spending log and what's left.
$5 on Payhip
2027 Debt Payoff Printable
Pay down debt in 2027 on paper: a debt list, snowball or avalanche order, 12 monthly payment logs and a progress chart.
$5 on Payhip
2027 Monthly Budget Printable
A paper budget for every month of 2027: income, bills, spending and savings on 12 dated pages, plus a year overview.
$5 on Payhip
2027 Seller Planner for Etsy & Small Shops
Track 2027 shop sales, fees, stock and profit in one spreadsheet, with a tax set-aside estimate each month.
$9 on Payhip
2027 Printable Wall Calendar
Print-at-home 2027 wall calendar: year at a glance plus 12 months, holidays marked, Sunday or Monday start, Letter and A4.
$4 on Payhip
2027 Content Creator Income Planner
Track 2027 sponsorships, brand deals, payouts and affiliate income in one spreadsheet, with overdue deals flagged.
$7 on Payhip
2027 Content Calendar Printable
Plan 2027 podcast, YouTube and social posts on paper: idea bank, 12 monthly calendars and a posting log.
$5 on Payhip
Free 2027 Year at a Glance Printable
All 12 months of 2027 on one free printable page, holidays marked. Letter and A4.
$0 on Payhip
2027 Meal Plan & Grocery List Printable
Plan every week of 2027's meals on paper: a meal grid, a grocery list by aisle and a food budget line for 53 dated weeks.
$5 on Payhip
2027 Subscription & Renewal Tracker Printable
List every subscription once, see the yearly cost, and catch 2027 renewals before they charge.
$5 on Payhip
2027 Side Hustle Income & Mileage Log Printable
Log 2027 side hustle income, expenses and mileage by month, with a quarterly set-aside page and year summary.
$5 on Payhip
2027 Complete Printable Budget Set
Five 2027 printables in one download: monthly and weekly budgets, a bill calendar, sinking funds and debt payoff. $25 separately.
$15 on Payhip
Christmas Planner & Budget 2026 Printable
Plan Christmas 2026 on paper: one budget, gift caps per person, gift lists, meals, cards and a December calendar.
$5 on Gumroad
2026 Tax Prep Organizer Printable
Gather 2026 tax forms, 1099s, expenses, mileage and estimated payments in one printable folder before tax season.
$7 on Gumroad
Thanksgiving & Friendsgiving Planner 2026 Printable
Plan Thanksgiving or Friendsgiving 2026 on paper: budget, guests, menu, potluck sign-up, groceries and a cooking timeline.
$5 on Gumroad
Holiday Travel Budget Planner 2026 Printable
Price a Thanksgiving or Christmas trip before you book: fly vs drive comparison, trip budget, spending log and packing list.
$5 on Payhip
2027 No-Spend Challenge Printable
Try a no-spend January: a rules page, a dated January 2027 calendar, 30-day and year trackers and a log of the money you kept.
$5 on Payhip
2027 Cash Envelope Budget Printable
Run everyday spending on cash: envelope setup by payday, a withdrawal planner for exact bills, 8 envelope trackers and a 2027 payday list.
$5 on Payhip
Wedding Budget Planner Printable
Plan a wedding you can pay for: budget and priorities, category budget, cost per guest, vendor quotes, payment schedule and a 12-month checklist.
$7 on Payhip
Black Friday & Cyber Monday Shopping Planner 2026
Shop Black Friday and Cyber Monday 2026 with a budget and a list: price tracker, deal plan, gift list and return dates.
$4 on Payhip
Holiday Gift Tag & Label Set 2026
Printable Christmas gift tags and labels in 3 styles, plus a gift and budget tracker page.
$4 on Payhip
Holiday Printables Bundle 2026
Christmas Planner, Black Friday Planner and Gift Tags in one download: $9 instead of $13.
$9 on Payhip
2027 Printable Budget Planner
12 monthly budgets, bill tracker, savings, debt payoff and an annual overview to print: US Letter and A4.
$6 on Payhip
Christmas Dinner & Holiday Hosting Planner
Menu planner, guest list and seating, grocery list, countdown, day-of timeline and cleanup checklist to print: US Letter and A4.
$4 on Payhip
2027 Money Reset Bundle
2027 budget planner, savings challenge and no-spend challenge to print: $10 instead of $16.
$10 on Payhip
Winter Arc 90-Day Money Tracker
Undated 90-day money tracker: habit grid, savings log, weekly check-ins. Start any day.
$5 on Payhip
Holiday Card Address Book & Tracker
Holiday card address book: A-Z addresses, send and receive tracker, 5-year card log.
$4 on Payhip
2027 New Year Goal Planner
2027 goal planner: top 3 goals, action plans, habit tracker, monthly and quarterly reviews.
$5 on Payhip
Tax Season Prep Bundle
Tax organizer, medical expense tracker, mileage log and side hustle log: $12 instead of $22.
$12 on Payhip
Hanukkah Planner & Gift Budget 2026
Eight nights on one budget: gift plan, gift list, food, party and candle-lighting pages. Printable.
$4 on Gumroad
Christmas Cookie Exchange & Baking Planner
Cookie math, sign-up, recipe cards, labels and a baking schedule. Printable.
$4 on Gumroad
New Year's Eve Party Planner 2026
NYE budget, guest list, food and drinks, countdown schedule and rides home. Printable.
$4 on Gumroad
Holiday Planner Mega Bundle 2026
Twelve holiday printables, Thanksgiving to New Year's Eve, in one zip. $15 instead of $50.
$15 on Payhip
White Elephant Gift Exchange Kit
Invitation, rules, number cards, steal tags and a gift tracker. Printable.
$4 on Gumroad
Advent Calendar & December Countdown 2026
December calendar, 24-day planner, 48 ideas and number tags. Printable.
$4 on Payhip
Friendsgiving Planner & Potluck Sign-Up 2026
RSVPs, potluck sign-up, menu and a shared cost split. Printable.
$4 on Payhip
Secret Santa Gift Exchange Kit
Invitation, wish-list questionnaire, name slips, match tracker and gift tags. Printable.
$4 on Payhip
Complete Holiday Season Bundle 2026
13 holiday printables + 4 budget spreadsheets, Thanksgiving to New Year.
$24 on Payhip
Gift Exchange Party Pack
White Elephant, Secret Santa and Cookie Exchange kits in one pack.
$9 on Payhip
Kids 2026 Year in Review & New Year Time Capsule
Favorites, memories, 2027 goals and a letter to future me. Printable.
$4 on Payhip
Kids Christmas Printables Pack 2026
Letter to Santa kit + Advent Countdown + Kids Year in Review. 3 kits, save $3.
$9 on Payhip
Gift Receipts, Returns & Thank-You Tracker
Receipt log, return-by calendar, refund, gift card and thank-you trackers. Printable.
$4 on Payhip
Christmas Eve Box Printables
Box budget planner, movie tickets, cocoa and reindeer tags, Nice List certificate.
$3 on Payhip
Letter to Santa & Kids Christmas Wish List Kit
Letters to Santa, wish list, want/need/wear/read, kindness tracker and a parent budget page.
$4 on Payhip
Stocking Stuffer Planner & Budget
Per-stocking budget, idea planner for 8, purchase log and Christmas Eve checklist.
$4 on Payhip
Christmas Elf 25-Day Visit Planner 2026
December calendar, 40 easy elf ideas, supply budget, arrival and goodbye letters.
$4 on Payhip
12 Days of Christmas Planner 2026
Dec 13-24 countdown, per-day gift budget, 60 gift ideas, family activities, numbered tags.
$4 on Payhip
Kids Winter Break Activity Bundle
Two printable activity sets for the whole winter break, for less than buying them separately.
$6 on Payhip
Thanksgiving Activity Pages for Kids
Keep the kids' table happy while the turkey cooks. Screen-free Thanksgiving fun for ages 6 to 10.
$3 on Payhip
Christmas Cookie Recipe Book Printable
Keep every holiday recipe and baking plan in one place, year after year.
$4 on Payhip
Christmas Activity Pages for Kids Printable
Screen-free holiday fun you can print at home, one page or all of them.
$4 on Payhip
Winter Activity Pages for Kids Printable
Screen-free fun for snow days, winter break and indoor recess.
$4 on Payhip
New Year's Eve Activity Pages for Kids
Keep kids busy until the countdown. Screen-free New Year's Eve fun for ages 6 to 10.
$3 on Payhip
Christmas Word Bingo Printable
A ready-to-print Christmas party game for 2 to 30 players.
$4 on Payhip
Thanksgiving Word Bingo Printable
A ready-to-print Thanksgiving game for 2 to 30 players.
$3 on Payhip
Christmas Would You Rather Cards Printable
Easy, screen-free Christmas conversation fun for kids and families.
$3 on Payhip
Christmas Scavenger Hunt Printable
Screen-free Christmas fun that gets kids moving, ages about 4 to 10.
$3 on Payhip
Thanksgiving Table Talk & Gratitude Game Printable
Get everyone talking (and thankful) at the Thanksgiving table.
$3 on Payhip
Christmas Party Planner 2026 Printable
Plan a family, friends or office Christmas party on one budget, on paper. Works for any December date.
$4 on Payhip
2027 Ultimate Money & Planner Bundle
15 printable 2027 planners plus an exclusive Money Reset Workbook, $69 of printables for $19.
$19 on Payhip
Classroom Holiday Party Planner 2026
Room parent kit: sign-ups, budget per student, allergy list, party schedule and parent letter.
$4 on Payhip
Christmas Bucket List & Family Traditions 2026
50 family Christmas ideas (20 free), a December 2026 calendar and traditions pages.
$3 on Payhip
Christmas Family Fun Bundle 2026
8 family Christmas printables (bucket list, elf, 12 days, games and more) for $12 instead of $28.
$12 on Payhip
Teacher Planner 2027
2027 calendars, weekly lesson plans, roster, attendance, grades and sub plans. 24 printable pages.
$6 on Payhip
Substitute Teacher Binder
Fill-in sub plans, procedures, emergency lessons and sub notes. 15 undated printable pages.
$5 on Payhip
Teacher Planner 2027 + Sub Binder Bundle
Teacher Planner 2027 + Substitute Teacher Binder, 39 printable pages. Save $2.
$9 on Payhip
Homeschool Planner 2027
2027 calendars, weekly plans for up to 3 kids, attendance and hours logs. 27 printable pages.
$6 on Payhip
Christmas Coupon Book 2026
64 printable gift coupons for kids, a partner and parents, plus blank ones.
$3 on Payhip
Christmas Party Games for Adults & Office Parties
7 print-and-play games for work and grown-up parties, answer keys included.
$5 on Payhip
Left Right Gift Games
5 pass-the-gift story games for Christmas, Thanksgiving and New Year.
$3 on Payhip
Small Business Bookkeeping Hub (Notion Template)
Transactions, monthly profit, tax set-aside and mileage in Notion.
$12 on Payhip
Freelance Client & Invoice Tracker (Notion Template)
Clients, project board and invoices with an overdue flag, in Notion.
$9 on PayhipAlso see: Free Christmas budget worksheet
For kids: Free Christmas word search · Free winter word search · Free Thanksgiving word search
Also see: Free Christmas card list
Also see: Free Secret Santa questionnaire
Also see: Free holiday tipping teacher gift list
Also see: Holiday gift ideas 2026
Also see: Free black friday budget list
Also see: Free thanksgiving dinner budget
Also see: Free Thanksgiving cooking timeline
Also see: Free bill audit worksheet
Also see: Free 2027 biweekly payday calendar
Also see: Free Friendsgiving potluck sign-up sheet
Compare templates
| Template | What it does | Price | Format | Get it |
|---|---|---|---|---|
| Paycheck Budget Planner | Plan each paycheck in Excel or Google Sheets. Bills, savings, and spending in one sheet. | $7 | Excel + Google Sheets | Gumroad |
| Debt Snowball & Avalanche Planner | Enter your debts and see a month-by-month payoff schedule under both methods. | $5 | Excel + Google Sheets | Gumroad |
| Small Business Bookkeeping Tracker | Log income and expenses, track deductions, and see monthly totals. | $12 | Excel + Google Sheets | Gumroad |
| Local Business Website Template | A one-page HTML/CSS site with 3 color themes. Host it free on GitHub Pages or Cloudflare Pages. | $12 | HTML/CSS files | Gumroad |
| Sinking Funds & Savings Goals Tracker | Set targets and dates for each fund. See how much to save per month and per paycheck. | $5 | Excel + Google Sheets | Gumroad |
| Monthly Bill Tracker | List every bill once, check them off as paid each month, and see what is due next. | $5 | Excel + Google Sheets | Gumroad |
| Freelancer Invoice + Client Tracker | A printable invoice plus a client and payment tracker. Due dates and paid/overdue status update on their own. | $9 | Excel + Google Sheets | Gumroad |
| Free Starter Budget Sheet | A free, simple monthly budget: planned vs. actual income and spending, what's left, and a chart by category. No apps or sign-ups. | Free | Excel + Google Sheets | Gumroad |
| Meal Plan + Grocery Budget | Plan four weeks of meals, build a grocery list by store section, and compare spending to your grocery budget. | $5 | Excel + Google Sheets | Gumroad |
| Side Hustle Income & Expense Tracker | Log income, fees, expenses and business miles for up to 8 side hustles. See profit by month and stream, plus a tax set-aside estimate at a… | $7 | Excel + Google Sheets | Gumroad |
| Wedding & Event Budget Planner | Plan the budget, track vendor deposits and due dates, and keep the guest list and RSVPs in one sheet. | $7 | Excel + Google Sheets | Gumroad |
| Money Starter Bundle | Paycheck budget, debt payoff, savings goals and bill tracker spreadsheets together, $15 instead of $22. | $15 | Excel + Google Sheets | Gumroad |
| Rental Property Income & Expense Tracker | Log rent and expenses per property, see monthly cash flow, and keep lease dates in view. | $12 | Excel + Google Sheets | Gumroad |
| Reseller Inventory & Profit Tracker | Log what you buy and sell, include fees and shipping, and see real profit per item and per month. | $9 | Excel + Google Sheets | Gumroad |
| Net Worth Tracker | List what you own and owe, update monthly, and watch the trend on a simple dashboard. | $5 | Excel + Google Sheets | Gumroad |
| Product Pricing Calculator | Add materials, time and fees, set your margin, and get a price that actually pays you. | $7 | Excel + Google Sheets | Gumroad |
| Car Expense & Mileage Log | Log business trips and car costs, with monthly and yearly totals for gig and freelance work. | $5 | Excel + Google Sheets | Gumroad |
| Free One-Page Business Website (Lite) | A free one-page HTML/CSS site for a local business, with 3 color themes. Upgrade to the full template for About, Reviews and Hours sections. | Free | HTML/CSS files | Gumroad |
Only templates available now are listed. Prices in USD; sold and delivered through Gumroad.