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How to Get Your Security Deposit Back When You Move Out

Your security deposit is often one of the biggest chunks of money you'll ever hand a landlord, and getting it back mostly comes down to three things: proof of the condition you moved in with, a clean and repaired unit when you leave, and following the move-out steps in your lease on time.

Rules on deposits (deadlines, allowed deductions, what counts as normal wear and tear) vary by state and city, and your lease matters too. Every dollar figure here is a made-up example to show the math, not a typical amount. This is general information, not legal advice. Check your lease and your local tenant rules.

Quick checklist

The steps below walk through each one.

Step 1: Find your move-in proof

Before you start cleaning, gather what you have:

If you never did a move-in report, your move-out photos become even more important.

Step 2: Read the move-out section of your lease

Look for:

Put the notice date and move-out date on your calendar the day you decide to move.

Step 3: Give notice in writing

Send notice the way the lease says (email, portal, or letter), keep a copy, and include your forwarding address. Ask if you can schedule a walk-through with the landlord before you hand back keys.

Step 4: Clean and fix the small stuff

A room-by-room checklist helps:

Don't try big repairs or painting unless the lease or landlord says it's OK. A bad paint match can cost more than leaving it.

Step 5: Take move-out photos and video

After cleaning, walk through every room with your phone:

Make sure the files keep their dates, and back them up somewhere besides your phone.

Step 6: Return keys and close out bills

Step 7: Track the refund

Write down the date you returned keys and gave your forwarding address. Many places set a deadline for the landlord to return the deposit or send an itemized list of deductions, so look up your local rule and note that date too.

Example math (made-up numbers):

If a deduction looks wrong, compare it to your photos and lease, then ask the landlord in writing for an explanation or receipts. Keep the tone calm and stick to facts. If you can't sort it out, a local tenant resource can explain your options.

Don't spend it before it arrives

Treat the old deposit as money that may come back late or partly. Don't count on it to pay your new deposit. Save for the new place separately, and when the refund lands, put it toward a goal: refill your emergency fund, cover new-apartment basics, or pay down a balance.

Common snags

If you want a spreadsheet for this: the Sinking Funds & Savings Goals Tracker ($5, Excel and Google Sheets) helps you save for the new place without counting on the old deposit. The Monthly Bill Tracker helps you list final bills, cancellations, and your new bills with due dates. A notebook works too. Planning the whole move? See How to Budget for Moving to a New Apartment.

Honest note: I make these templates and sell them under Cedar & Ledger, so I'd earn from a purchase. All dollar amounts above are examples only. General information only, not legal or financial advice. Check your lease and local rules.

Related template: read about the bill tracker template

See all Cedar & Ledger templates

Frequently asked questions

What does this guide cover?

Find your move-in proof, give notice in writing, clean room by room, take dated photos, return keys, and track the refund deadline.

What are the steps?

1) Find your move-in proof; 2) Read the move-out section of your lease; 3) Give notice in writing; 4) Clean and fix the small stuff; 5) Take move-out photos and video; 6) Return keys and close out bills; 7) Track the refund.

Is there a template for this?

The Sinking Funds & Savings Goals Tracker ($5, Excel and Google Sheets) helps you save for the new place without counting on the old deposit. The Monthly Bill Tracker helps you list final bills, cancellations, and your new bills with due dates. A notebook works too. I make it and sell it under Cedar & Ledger, so I'd earn from a purchase.

Is this financial advice?

No. It's general information with example numbers only, not financial, tax, legal or medical advice. Use your own numbers and check anything important with a qualified professional or the official source.