Net Worth Tracker Spreadsheet (Monthly Assets and Debts)
Track your net worth in a few minutes a month. A spreadsheet for Excel and Google Sheets.
$5 on its own, or get it with 12 more home money spreadsheets in the Complete Household Money Bundle for $29.
Works in Google Sheets and Excel · Instant download · Nothing shipped
What you get
Real screenshots of the actual tabs, taken from the same .xlsx file you download. All numbers are example data.
Who this is for
- You want a monthly snapshot of what you own and what you owe.
- You're fine spending a few minutes a month typing in balances.
- You want to see the trend over the year and progress toward a goal.
Who it's not for
- Not for you if you want balances to update automatically.
- Not for you if you want to budget day-to-day spending.
- Not for you if you want investment performance tracking or advice.
Need more than one?
This sheet is one of the 13 in the Complete Household Money Bundle. Get all 13 home money spreadsheets for $29 (about $69 if bought one by one).
Get the bundle on Payhip – $29 See what's in the bundle
Need the home and the business sets? The Everything Bundle (what's inside) has all 22 (21 spreadsheets + the website template) for $39, about $149 if bought one by one.
Instant download. Works in Google Sheets and Excel.
Instant digital download, sold through Gumroad. Good for: net worth tracker,net worth,assets and debts,wealth tracker,personal finance,money tracker,budget spreadsheet,excel template,google sheets,financial planner.
2 separate spreadsheets (.xlsx files) in one zip: Net Worth Tracker v2, Net Worth Tracker. Each works in Excel and Google Sheets (import the .xlsx) and opens on a Start Here tab with a short how-to.
How it works
- Download the zip after checkout and unzip it.
- Open each .xlsx in Excel, or upload it to Google Drive and open it with Google Sheets.
- Delete the example rows and type in your own numbers.
Previews and the files use example data only.
What's inside
- List up to 30 accounts as assets or debts, grouped (cash, retirement, home, cards, loans...).
- Type each balance once a month. Net worth, monthly change and assets vs. debts calculate.
- Line chart of net worth over the year, plus a goal with % progress.
- Latest balance by group.
Good to know
- Balances are typed in by you each month; nothing updates automatically.
- It's a spreadsheet, not an app. No bank syncing. Comes with example rows; delete them before you start.
- A tracking tool, not financial, tax or legal advice.
Previews
Works in Google Sheets and Excel · Instant download · Nothing shipped
Try the free net worth calculator →
Frequently asked questions
Which apps does it open in?
Excel 2016 or newer (including Microsoft 365 and Excel for the web) and Google Sheets: upload the .xlsx to Google Drive, then open it with Google Sheets. You get one .xlsx file (Excel 2016+/Microsoft 365/Excel for the web, imports into Google Sheets) and a short how-to. Instant digital download.
What happens after checkout?
Gumroad emails you a receipt right after checkout; click View content in it to open your download page. You download a .zip with the .xlsx file(s) and a short how-to. It's an instant digital download; nothing physical ships.
Can I edit it?
Yes. Nothing is locked: rename categories, add rows, change colors and type over the example data.
Does it connect to my bank or send reminders?
No. It's a spreadsheet, not an app: you type in your own numbers and nothing is synced or sent.
Are the numbers in the previews real?
No. Previews and the file use example data only. Delete the example rows and add your own.
Can I get a refund?
It's a digital download, so if something doesn't open or work, reply to your Gumroad receipt and I'll help fix it. Refund requests are handled under Gumroad's refund policy. If you bought it on Payhip, message the shop there.
Is this financial advice?
No. It's an organizing and planning tool with example numbers, not financial, tax, legal or medical advice.
Works in Google Sheets and Excel · Instant download · Nothing shipped
Free guides that use this sheet
Pairs well with
Debt Snowball & Avalanche Planner ($5)
Shrink the debt side faster.
Not ready to buy? Start with the free Starter Budget Sheet.