Free Christmas Budget Worksheet 2026
Two printable pages to set one Christmas number before you shop: a category budget (gifts, food, travel, cards, decorations and more), a payday-by-payday saving plan, and a gift cap for each person. Free, no email or sign-up needed.
Download free PDF (US Letter) A4 version
What's on the 2 pages
- Christmas budget: total you can spend without new debt, then planned, spent and left for 10 categories.
- Saving plan: seven payday lines with amount to set aside and a running total.
- Gift caps per person: 18 lines for each person or group, with cap, spent, left and done.
Who it's for
Anyone who wants a simple paper plan for December 2026 without a spreadsheet. It's a printable, so you add the numbers up by hand. General information, not financial advice.
Want the full planner?
The Christmas Planner & Budget 2026 ($5, 12 pages) includes these pages plus two gift list pages with bought, wrapped and given boxes, stocking stuffers, a holiday meal and grocery list, cards and addresses, events, a December 2026 calendar and an after-the-holidays review. Prefer automatic totals? The Holiday Gift List & Budget Planner spreadsheet does the math.
See the full Christmas Planner ($5)
FAQ
Is it really free? Yes. The PDF downloads directly from this page with no email, account or payment.
Can I fill it in on my phone or tablet? Yes, in any PDF app that lets you write or type on a page. It's not a fillable form, and nothing adds up automatically.
Can I share it? It's free for personal use. Please share a link to this page rather than the file.
Free guides: Christmas on a tight budget · Christmas savings by paycheck · Christmas budget per child
Also see: Free holiday tipping teacher gift list