Free Moving Out Calculator: How Much to Save Before You Move
Moving out costs a lot more than the first month's rent. Enter the rent and what you expect to spend to move in, and see the total to have saved and how much to put away each month until moving day.
It runs in your browser. Nothing you type is saved or sent anywhere. The numbers filled in below are a made-up example; change them to yours.
How the math works
- Up-front costs = first month's rent + deposit + fees + moving + furniture + utility setup.
- Cushion = months × (rent + living costs), so a late paycheck or surprise bill in the first month doesn't put you behind.
- Monthly savings = (total − already saved) ÷ months until you move.
- Some places also ask for last month's rent or a pet deposit up front; add those to the deposit.
Example (made up): $1,000 rent, a $1,000 deposit, $75 in fees, $150 for a truck, $800 for furniture and $100 for utility setup, plus a 1-month cushion of $1,900. Total: $5,025. With $1,500 saved and 6 months to go, that's about $587.50 a month.
This is an estimate for planning, not financial advice.
Save for it in one place
The Sinking Funds Tracker ($5) shows how much to save per month and per paycheck for each goal, like a moving fund, deposit or furniture, with progress bars. Works in Google Sheets and Excel.
Get the tracker on Gumroad – $5
This template is also in the Complete Household Money Bundle (what's inside): all 13 home money spreadsheets for $29 (about $69 if bought one by one).
We make this template, so take that into account. The calculator above is free to use either way.
Related free guides
- How to Budget for Moving to a New Apartment
- How to Budget While Living With Your Parents
- How to Get Your Security Deposit Back When You Move Out
- How to Budget Your First Paycheck (First Job Guide)
More free tools: all calculators.
See all Cedar & Ledger templates