Money Starter Bundle: Budget, Debt Payoff, Savings and Bill Spreadsheets
Four simple spreadsheets that cover the basics of getting your money organized. Excel and Google Sheets, $15.
$15 for these 4, or get all 13 home money spreadsheets in the Complete Household Money Bundle for $29.
Works in Google Sheets and Excel · Instant download · Nothing shipped
What you get
Real screenshots of the actual tabs, taken from the same .xlsx file you download. All numbers are example data.
Who this is for
- You're getting your money organized from scratch and want all four basics.
- You want the budget, debt, savings and bill sheets for $15 instead of $22 bought separately.
- You like simple spreadsheets in Excel or Google Sheets.
Who it's not for
- Not the best buy if you already own one of the four. Buy the others on their own instead.
- Not for you if you only need one of the sheets.
- Not for you if you want bank sync or an app.
Need more than one?
All 4 sheets in this bundle are also in the Complete Household Money Bundle, along with 9 more. Get all 13 home money spreadsheets for $29 (about $69 if bought one by one).
Get the bundle on Payhip – $29 See what's in the bundle
Need the home and the business sets? The Everything Bundle (what's inside) has all 22 (21 spreadsheets + the website template) for $39, about $149 if bought one by one.
Instant download. Works in Google Sheets and Excel.
Instant digital download, sold through Gumroad. Good for: budget bundle, budget spreadsheet, debt snowball, bill tracker, savings tracker, paycheck budget, google sheets, excel template, budget planner, finance tracker.
8 separate spreadsheets (.xlsx files) in one zip: Debt Snowball Planner, Monthly Bill Tracker, Paycheck Budget Planner, Sinking Funds Savings Tracker, Debt Snowball Planner, Monthly Bill Tracker, Paycheck Budget Planner, Sinking Funds Savings Tracker. Each works in Excel and Google Sheets (import the .xlsx) and opens on a Start Here tab with a short how-to.
How it works
- Download the zip after checkout and unzip it.
- Open each .xlsx in Excel, or upload it to Google Drive and open it with Google Sheets.
- Delete the example rows and type in your own numbers.
Previews and the files use example data only.
What's inside
- Paycheck Budget Planner: give every paycheck a plan, by pay period.
- Debt Snowball & Avalanche Planner: compare payoff orders and see a payoff timeline.
- Savings Goals Tracker: track sinking funds and goals with progress bars.
- Monthly Bill Tracker: due-date calendar and a 12-month paid checklist.
Good to know
- These are the same 4 spreadsheets sold separately in the shop, priced together for less. If you already own one, you may prefer buying the others individually.
- They're spreadsheets, not apps. No bank syncing. Planning tools, not financial advice.
Previews



Works in Google Sheets and Excel · Instant download · Nothing shipped
Frequently asked questions
Which apps does it open in?
Excel 2016 or newer (including Microsoft 365 and Excel for the web) and Google Sheets: upload the .xlsx to Google Drive, then open it with Google Sheets. You get 4 .xlsx files (Excel and Google Sheets), each with a short how-to. Instant digital download.
What happens after checkout?
Gumroad emails you a receipt right after checkout; click View content in it to open your download page. You download a .zip with the .xlsx file(s) and a short how-to. It's an instant digital download; nothing physical ships.
Can I edit it?
Yes. Type your own numbers into the input cells and rename categories; see the Start Here tab.
Does it connect to my bank or send reminders?
No. It's a spreadsheet, not an app: you type in your own numbers and nothing is synced or sent.
Can I get a refund?
It's a digital download, so if something doesn't open or work, reply to your Gumroad receipt and I'll help fix it. Refund requests are handled under Gumroad's refund policy. If you bought it on Payhip, message the shop there.
Is this financial advice?
No. It's an organizing and planning tool with example numbers, not financial, tax, legal or medical advice.
Works in Google Sheets and Excel · Instant download · Nothing shipped
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